Payday loans for people with bad credit

Payday loans UK provide a service to all kinds of cash needs. Our payday loans fast service will help you to manage unforeseen events with confidence. We look at your current financial ability (and not your past) to make sure you will have enough funds in your bank account on payday to repay your payday loan, and still be able to cover other monthly expenses which you may have.


Having bad credit history will not inevitably affect your application.


We understand that credit problems can occur. In fact, since most people don't budget well, it is quite common to find that on many occasions people miss their mortgage payments, rent bill, unsecured loan payments etc. These occurrences can affect your credit rating and your ability to get credit in the future. Our services can help you prevent just that… Getting a payday loan has no effect on your credit score and can help you pay your bills on time.

Getting a bad credit payday loan

You just need to fill up an online application (and, in some rare cases, email or fax the required documents). Within a few minutes our automated loan processing system will evaluate your application and provide you with a loan offer.

Most of our customers can get the funds transferred via CHAPS into their account on the same day. However, some banks take longer for cash to clear. In this case, the money should show as cleared funds in 24 to 48 hours at most.

In some cases, payday loans fast may even be able to clear in your account the same hour (although there is usually an extra charge for this service). In most other cases, it will clear within the time stated. When you are sent your pay day loan agreement, it will clearly tell you how much you will need to repay, and when you will be able to expect the money to clear in your account.

To improve bad credit history, see our published article on How to improve your credit rating.

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