Frequently Asked Questions

Ask Emiliy
1. What is a Payday loan?: A payday loan is fast a short term cash advance solution that helps bridge a temporary cash availability problem and avoid costly bank and credit card penalties. It is usually repaid on your next payday.; If you are looking for a long-term loan for £500-£15000 to pay with installements over 12-60 months, please see our unsecured loans page. Please be aware that processing this kind of loan may take longer.
2. How much money can I get?: You can borrow any amount between £80 and £750.
3. Would bad credit history affect loan approval?: No - we look at your current financial status and consider your ability to repay your payday loan on your next payday.
4. What form of payment is used to repay your payday loan?: A simple debit card transaction is used for repayment.
5. How much do you charge?: The charges are £20 for each £80 borrowed. See a table of payday loans charges.
6. Is it possible to roll the loan over?: Yes - However, after rolling over your payday loan more than 2 times, you are required to reduce your balance.
7. When will I get the cash?: Most customers get the funds deposited into bank same day. However some banks can take a little longer to clear funds. In these cases the cash should become available in 24-48 hours.
8. What information do you need?: We need the following information:; - Your name and current address; - Two contact phone numbers and your email address; - Your work and income details; - Your bank account details; See a list of Payday Loan Requirements
9. When will I need to repay the loan?: A payday loan is repaid on your next payday. Usually up to 31 days.