Frequently Asked Questions

1. What is a Payday loan?: A payday loan is a short term cash advance solution that helps bridge a temporary cash availability problem and avoid costly bank and credit card penalties. It is usually repaid on your next payday.
2. How much money can I get?: You can borrow any amount between £80 and £750.
3. Would bad credit history affect loan approval?: No - we look at your current financial status and consider your ability to repay your payday loan on your next payday.
4. What form of payment is used to repay your payday loan?: A simple debit card transaction is used for repayment.
5. How much do you charge?: The charges are £20 for each £80 borrowed. Click here to see a table of fees.
6. Is it possible to roll the loan over?: Yes - However, after rolling over your payday loan more than 2 times, you are required to reduce your balance.
7. When will I get the cash?: Most customers get the funds deposited into bank same day. However some banks can take a little longer to clear funds. In these cases the cash should become available in 24-48 hours.
8. What information do you need?: We need the following information:
Your name and current address

Two contact phone numbers and your email address

Your work and income details

Your bank account details
9. When will I need to repay the loan?: A payday loan is repaid on your next payday. Usually up to 31 days.