Payday loans are a potential life-saver for those in need of a one-off cash loan to pay for car repairs after this winter’s bad weather.

January’s bad weather has already hit those struggling to pay bills hard in the form of increased heating bills and burst water pipes but new figures released today by AA Insurance has shown that the bad weather has also had an effect on our cars, too.

The figures show that over the last three years, the number of claims for pothole damage has soared by over 600 per cent.

“Nationally, the damage to cars caused by potholes in February alone cost insurers around £2.85m – the equivalent of about 1,900 claims,” said Simon Douglas, director of AA Insurance.

“But that’s just the tip of the iceberg, because it takes serious damage to make it worth insurance claim. Garages and tyre centres are dealing with countless thousands of punctured tyres, damaged tracking or broken springs which don’t justify making a claim.”

Increased Cost of Cars – Getting a Payday Loan

North Yorkshire county council has been forced to introduce a ‘pothole tax’, the equivalent of a weekly 8p increase in Council Tax to fund their repair programme which local people will find hard to swallow, especially those already struggling to make ends meet, pensioners and families who do not drive.

If you have a problem with your car caused by the bad weather and it is too small to claim on your insurance, or are not covered by your insurance policy, it can be an inconvenient expense raising the money to pay for your car repairs. Instead of using your credit card – which is now more expensive to use than at any time in the last 12 years – or going into your overdraft and generating countless penalty charges, a quick, hassle free payday loan could be the answer.